Adapter
Money admin, on autopilot

Make your money do what you want.

Adapter quietly automates the bits of money management you keep meaning to get to - splitting your paycheck, paying bills, topping up savings - using your existing New Zealand bank accounts.

Free during early access · Connect your bank in two minutes · Cancel anytime

Securely connected to ANZ · ASB · BNZ · Westpac · Kiwibank · The Co-operative · TSB · SBS · Heartland · Rabobank - through Akahu, accredited under New Zealand's Consumer Data Right.

What it does

It's not AI. Isn't that a relief!

Adapter is your autonomous banker, doing your money admin by your rules.

Image placeholderA couple in Queenstown, the man placing breakfast on the table for the woman who is seated, with Lake Wakatipu and the Queenstown foothills in the background

Split your pay

Every payday a slice goes straight to savings, holiday, or whatever you choose. Set it once, forget it forever - by Saturday morning the rest is ready to spend.

Image placeholderA couple sitting in their lounge at a low table with a tablet computer on it, looking at a printed piece of paper

Unexpected bills

Forward a bill to your private Adapter-supplied email address. Adapter will read it and pay it from the account you choose. Add email approval or a condition to skip it based on your criteria

Image placeholderA man investigating under the bonnet of a car

Emergency fund

Keep your emergency fund at a set amount. Configure Adapter to notice when it dips below - say after a car repair - and quietly top it up at your next pay.

Image placeholderA young woman seated in the back seat of a car, looking thoughtfully out the window as it moves through the New Zealand countryside

Room for pause

Drop an approval step into any rule and the transfer waits on you. One tap and it goes. No tap and it doesn't. Your money never moves without your say-so.

The real deal

Build it on a Tuesday. Run it forever.

One simple builder, on every device. Your bank accounts. Your rules.

Build rules visually.

Drag a trigger, add steps, choose a destination. No spreadsheets, no jargon. The same builder on your laptop or in your pocket.

Image placeholderAdapter's workflow editor open on a MacBook, showing a paycheck split rule

See the whole picture.

What ran, what's queued, what needs your approval. A calm overview - on every device.

Image placeholderAdapter's dashboard open on a MacBook, showing recent rule runs
How it works

Three minutes to set up. Forever to enjoy.

You'll be done before your kettle boils.

Step 01

Connect securely.

We use Akahu, New Zealand's official open banking platform. Your bank login stays with your bank - Adapter never sees it.

Step 02

Build your rules.

A simple visual builder. Drag a trigger, add steps, choose a destination. No spreadsheets, no jargon.

Step 03

Get on with your life.

Add an approval step wherever you want a final say. Edit anytime. Cancel anytime. Nothing surprising - by design.

Built for Aotearoa

Made here. For here.

Adapter is built by a small team in New Zealand, on New Zealand's official open banking infrastructure. It only works with NZ bank accounts - because we wanted to do one thing properly, not many things badly.

  • Built on Akahu's accredited open banking - the same infrastructure used by PaySauce, Booster, Sharesies, and many other NZ fintechs.
  • Built in New Zealand by a small team.
  • We never see, store, or transmit your bank password.
  • One-click disconnect. A clean break - we lose all access to act on your behalf.
Pricing

Free during early access.

Adapter is free while we're in early access. We'll give plenty of notice - and a generous head start - before pricing changes.

FAQ

Questions you might have.

Adapter never stores your bank password. We use Akahu, which is New Zealand's accredited open banking platform. You can even add an approval step to any workflow so nothing moves until you say so, even when you schedule it.

Stop thinking about money admin.

Spend two minutes setting it up. Life admin be gone!

Free during early access · Two-minute set-up · Cancel anytime