Securely connected to ANZ · ASB · BNZ · Westpac · Kiwibank · The Co-operative · TSB · SBS · Heartland · Rabobank - through Akahu, accredited under New Zealand's Consumer Data Right.
Your money, your rules.
Adapter is an autonomous money agent, moving money on your terms - whether that's a business or a household.
Build it on a Tuesday. Run it forever.
One simple builder, on every device. Your bank accounts. Your rules.
Build rules visually.
Drag a trigger, add steps, choose a destination. No spreadsheets, no jargon. The same builder on your laptop or in your pocket.
See the whole picture.
What ran, what's queued, what needs your approval. A calm overview - on every device.
Three minutes to set up. Forever to enjoy.
You'll be done before your kettle boils.
Connect securely.
We use Akahu, New Zealand's official open banking platform. Your bank login stays with your bank - Adapter never sees it.
Build your rules.
A simple visual builder. Drag a trigger, add steps, choose a destination. No spreadsheets, no jargon - your agent takes it from there.
Get on with your life.
Add an approval step wherever you want a final say. Edit anytime. Cancel anytime. Nothing surprising - by design.
A dead end for scammers.
Nearly every payment scam ends the same way: your money lands in an account you never meant to pay. Adapter is built so that account can't exist. Payee verification isn't a setting you turn on - it's the only way a payment can happen here.
Every payee is verified at your bank.
An account has to be checked and approved before Adapter can pay it. You authorise it at your bank, through New Zealand's open banking rails - not by typing a number into a box we take on trust.
The list is locked.
Money can only go to the payees on that authorisation. Anything else is refused before it ever reaches your bank, and the refusal is written to your log. A workflow will not even turn on until every destination is authorised.
A new payee needs you, at your bank.
Adapter cannot quietly add one. Point a workflow somewhere new and you go back to your bank to approve it, the same way you would to add a payee yourself.
An invoice can never change the account.
Forward a bill and it can set the amount, nothing more. The account is the one you already authorised. The classic invoice scam - a real-looking bill with the bank account swapped - has nothing to grab onto.
On top of that, every authorisation carries limits you approve at your bank - a cap per payment and a cap per month - so even a workflow behaving badly has a ceiling it cannot cross. Add an approval step and nothing moves until you tap yes. Every action, paid or blocked, lands in a log you can read.
Made here. For here.
Adapter is built by a small team in New Zealand, on New Zealand's official open banking infrastructure. It only works with NZ bank accounts - because we wanted to do one thing properly, not many things badly.
- Built on Akahu's accredited open banking - the same infrastructure used by PaySauce, Booster, Sharesies, and many other NZ fintechs.
- Built in New Zealand by a small team.
- We never see, store, or transmit your bank password.
- One-click disconnect. A clean break - we lose all access to act on your behalf.
Questions you might have.
Let your money run itself.
Set the rules once. Your agent handles the money from there - for your business and your life.
Free during early access · Two-minute set-up · Cancel anytime